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OCBC - KII Reguler – Pinjaman Investasi Rutin yang Stabil
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KII Regular

KII Regular

Property-backed loans for individual, non-productive investment purposes

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Further Information

Related information about KII Regular

  • Individual applicants
  • Indonesian citizenship
  • Minimum age 21 years old/ married
  • Employees: Maximum age 58 years old by the end of loan tenure
  • Entrepreneur/Professional: Maximum age 70 years old by the end of loan tenure
  • Receives regular income

No Type Description
1 Provision Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
2 Administration Fee Tenure < 10 years: 0.1% loan plafond or min. IDR 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. IDR 500.000
3 Insurance Premium Subject to charges imposed by OCBC insurance partners
4 Notary Subject to charges imposed by OCBC notary partners
5 Legal Documents Imposed when legal documents are prepared by OCBC
6 Appraisal IDR 750.000 or subject to charges imposed by KJPP
7 Late Charges 0.15% per day of delayed payments
8 Penalty 4% of the amount paid off, if the loan is still in the penalty period.
3% of the amount paid off, if the loan has passed the penalty period.
9 Safekeeping Certificate Fee Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off
10 Interest rate In accordance with the Rate Promo

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